23.07.2026

πŸ’Ž Is your jewellery valuation up to date?

πŸ’Ž Is your jewellery valuation up to date?

twitter icon



💎 Is your jewellery valuation up to date?

Many people don't realise that a jewellery valuation isn't something you have done once and forget about. In fact, an out-of-date valuation could leave you significantly underinsured.

Over the past few years, we've seen substantial increases in the cost of precious metals, diamonds, coloured gemstones and manufacturing. A ring valued five years ago could now cost thousands more to replace with an equivalent piece.

An up-to-date insurance valuation ensures:
✨ You have the correct level of cover.
✨ Your insurer has an accurate description of each item.
✨ You can replace your jewellery like-for-like if the unexpected happens.
✨ You avoid the disappointment of receiving a settlement that falls short of today's replacement cost.

As a general guide, I recommend reviewing your jewellery valuations every 2–3 years, or sooner if there have been significant market changes or you've altered a piece.

Your jewellery often carries more than financial value—it represents memories, milestones and loved ones. Making sure it's properly protected is one of the simplest things you can do.

If you're unsure whether your valuation is still current, I'd be happy to help.

📍 Home visits available across the South East by appointment.
📩 Get in touch to discuss updating your jewellery valuations.

  • jewellery
  • Softlines (retail)
  • Wearable Art
  • Ornaments
  • Fashion Accessories


CLW Jewellery Appraisals

Based in West Sussex, CLW Jewellery Appraisals provides expert, independent valuation services for…

Follow us for more articles and posts direct from professionals on      
Pension, Tax efficiency, Business Owner

Business Owners - Stop Paying More Tax Than You Have To

Here's something most business owners don't realise: if you're a limited company director, your company can pay…
Emotion, Nervous system, Stress (biology)

Why workplace wellbeing is no longer optional - It’s...

Imagine a team that looks completely fine on paper, but is running entirely on adrenaline. I’ve seen how much people…

Money Priorities

Financial planning shouldn't be an afterthought—it should be Priority #1. Too often, people focus on earning more…

More Articles

Mindset coach, Decision Making

Your Business Isn’t Broken. The Energy Is — And It’s...

There’s a particular kind of chaos in the air right now — not the quiet, creeping uncertainty we’ve all learned to…
Renovation, Property Staging, Property Marketing

Before You Reduce the Asking Price… Read This First

When a property isn't selling, the first reaction is often to reduce the asking price. Sometimes that's the right…

When is your Insurance due for renewal?

The Importance of Knowing Renewal Dates – Making Insurance Support Timely and Relevant For business owners and members…

Would you like to promote an article ?

Post articles and opinions on Surrey Professionals to attract new clients and referrals. Feature in newsletters.
Join for free today and upload your articles for new contacts to read and enquire further.